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Student Debt Stories

Your Student Debt Story Matters

Collecting your stories helps us humanize the issue of student debt relief because it's not just about the policy. It's about the people who will be impacted. Help others understand the impact student debt has on individuals and the Black community as a whole.

Storytelling Tips

Tell your student debt story your way. There are many ways to share your story. No matter how you choose to share, be authentic, be brief, and honest to help others understand the impact of student debt on our everyday lives.

Student Debt Has Drastically Impacted My Life Because...

Crystal B.

I have been struggling to repay my loan, cutting corners in spending, and not able to pay for my children's college.

Jamie

My credit score is low. I struggle with poverty due to my student loan debt. I am unable to live comfortably with my excessive debt. It is really disturbing and now my daughter has to go to college.

Gisele E.

Not being able to fully attack my debt, not being able to life a fulfilled life because of the nagging thought that I owe someone.

Melyssia B.

Student loans hang over my head. I'm working to pay off debt. I want a house, some children, a family. I need to replace my 10-year-old car. I'm tired of being depressed because of debt.

Chance N.

I will never be able to afford a house of my own. I am a teacher and would like to pursue a doctorate. I have had to work two jobs for many years to make ends meet.

Jennifer E.

Student loans have forced me to spend many hours working more than one job even when I dislike certain positions. In college, I was working 4 jobs at one time, while balancing coursework and my involvement in my NAACP Chapter. It has left me stressed about accomplishing my goals like buying a home, new car, etc. I often find myself missing major community events because I can not afford to miss work.

Jesse P.

Student debt is stressful. I had student debt during school as well. It's a stressful experience and it's holding me back from my financial goals.

Mayah W.

I have to pay myself out of debt before I am able to live freely and actually make a living. I can't afford certain things as a college student because I have to use the money to pay off student loans.

Abagail

I worked hard for scholarships and ruined my mental health to not have any student debt. I know not everybody is that lucky in their life, but I couldn't afford to go if I didn't work incredibly hard. I have about two years of school that is paid for and the rest aren't. My last years were for my undergrad and then law school. I am living with my parents because the money I worked so hard for still didn't let me be able to live on campus and have a normal college life. I will forever be stuck with all of this debt and I can't even leave my parent's house without falling into financial insecurity in a minute.

Zoe B.

I can't access basic needs; I have to depend on my parents.

Susanna M.

It puts a huge strain on my family. Soon, it will put a huge strain on me.

Abby H.

Since I was 9, I knew what student loan debt could do to someone my sister went through a horrible time and had to drop out and then ten years later she finally paid it off. I knew I never wanted to go through that, since 13 I have been working and saving money wherever I can. It completely destroyed my mental health and I am suffering those consequences now. I worked and until I was falling asleep at my computer on scholarships to pay for my education, while also trying to buy my own groceries and help my family. Student loan debt will come to me and I don't know how I will be able to live when it does.

Ammria C.

Much of my focus when landing a job after undergrad will be on repaying student loans

Barbara B.

My daughter is depressed and this causes me a lot of anxiety.

Regan M.

My savings is nonexistent. My mom still pays most of my bills. I cannot afford to live my life.

Desiree J.

I have to worry about how much money I need to put aside to begin my repayments.

Taricia S.

It has been very stressful watching my loans pile up while I was in school. My only other option was to quit, have to start paying them back and not do better for myself. Also, I didn't go back to finish my degree until later in life. The thought of finally finishing my degree at age 48 and facing so much to pay back has been stressful to say the least. I will be paying student loans well into my retirement. Quitting was not an option so I had to continue knowing one day I would finish and have to pay the loans back...in my 50's at that. I watched the amount of interest piling up with every statement. When my husband and I started the home buying process, the amount of student loan debt I had, directly affected what we were told we could borrow because the bank knew one day I would have to pay all of the loans back. Having 3 sons who are almost finished high school, they too will have to get loans to attend college. So I won't be able to help my sons because I will have too much student debt to pay. That doesn't seem fair at all. Nothing but stress! I am considering a second degree MOSTLY so I don't have to start paying back loans.

Mahogany B.

I am currently homeless; my debt to ratio due to my student loan is to high to receive an affordable loan to purchase a home yet I do not qualify for affordable housing. One of my paychecks every two weeks does not even cover the average cost of living in California.

Having Student Debt For Me Means...

Jesse P.

Student debt is stressful. I had student debt during school as well. It's a stressful experience and it's holding me back from my financial goals.

Mayah W.

I have to pay myself out of debt before I am able to live freely and actually make a living. I can't afford certain things as a college student because I have to use the money to pay off student loans.

Abagail

I worked hard for scholarships and ruined my mental health to not have any student debt. I know not everybody is that lucky in their life, but I couldn't afford to go if I didn't work incredibly hard. I have about two years of school that is paid for and the rest aren't. My last years were for my undergrad and then law school. I am living with my parents because the money I worked so hard for still didn't let me be able to live on campus and have a normal college life. I will forever be stuck with all of this debt and I can't even leave my parent's house without falling into financial insecurity in a minute.

Zoe B.

I can't access basic needs; I have to depend on my parents.

Susanna M.

It puts a huge strain on my family. Soon, it will put a huge strain on me.

Abby H.

Since I was 9, I knew what student loan debt could do to someone my sister went through a horrible time and had to drop out and then ten years later she finally paid it off. I knew I never wanted to go through that, since 13 I have been working and saving money wherever I can. It completely destroyed my mental health and I am suffering those consequences now. I worked and until I was falling asleep at my computer on scholarships to pay for my education, while also trying to buy my own groceries and help my family. Student loan debt will come to me and I don't know how I will be able to live when it does.

Ammria C.

Much of my focus when landing a job after undergrad will be on repaying student loans

Barbara B.

My daughter is depressed and this causes me a lot of anxiety.

Regan M.

My savings is nonexistent. My mom still pays most of my bills. I cannot afford to live my life.

Desiree J.

I have to worry about how much money I need to put aside to begin my repayments.

Taricia S.

It has been very stressful watching my loans pile up while I was in school. My only other option was to quit, have to start paying them back and not do better for myself. Also, I didn't go back to finish my degree until later in life. The thought of finally finishing my degree at age 48 and facing so much to pay back has been stressful to say the least. I will be paying student loans well into my retirement. Quitting was not an option so I had to continue knowing one day I would finish and have to pay the loans back...in my 50's at that. I watched the amount of interest piling up with every statement. When my husband and I started the home buying process, the amount of student loan debt I had, directly affected what we were told we could borrow because the bank knew one day I would have to pay all of the loans back. Having 3 sons who are almost finished high school, they too will have to get loans to attend college. So I won't be able to help my sons because I will have too much student debt to pay. That doesn't seem fair at all. Nothing but stress! I am considering a second degree MOSTLY so I don't have to start paying back loans.

Mahogany B.

I am currently homeless; my debt to ratio due to my student loan is to high to receive an affordable loan to purchase a home yet I do not qualify for affordable housing. One of my paychecks every two weeks does not even cover the average cost of living in California.

Masked Girl Studying with Computer and Notes - Inside

Sign the Petition: Cancel Student Debt

Student debt relief is the much-needed policy solution in the midst of this economic crisis. Urge President Biden to take executive action to cancel federal student loans at a minimum of $50,000.

Canceling student debt would mean that I could...

Glender A.

Pay my bills, put food on the table for my children pay my mortgage, car payment, and more.

Tom J.

Finally quit this terrible job and go back home, so I can start fresh follow my passions, as well as, being there for my sick father.

Stacie R.

I would be out of immediate danger of garnishment and this could potentially help straighten my credit situation out. Which could help me get my life on track.

Chance N.

Save money for a home. I could finally get a doctorate without working a second job. I could also save more for retirement, which I got a late start on.

Susanna M.

Actually pursue my dreams and travel more so I can be exposed to more cultures and find my passion.

Regan M.

Buy a home, be serious about finding a partner and starting a family, have improved mental health, not be alone, pay for my own things, live life instead of being in a constant state of survival.

I Support Free College and No Student Debt Because...

Gisele E.

Fosters an atmosphere of fairness and equality where everyone can thrive based on their individual dedication, not because they did not have the privilege to put their dedication to action.

Abby H.

People deserve to have their education and be able to afford basic needs. No one deserves to go hungry because they have to pay thousands of dollars for classes. It is selfish what this government is doing to teenagers. We either have to put our dreams on hold or work ourselves to death no matter what to afford college.

Mahogany B.

The people from all different walks of life are what makes this world thrive. Every person who attends college gives back to the schools, community, economy in some way; money, their time ( commune service), their knowledge etc. gaining a higher education to in return give back to our country should not cost us our lives.

Kelma F.

To many minorities are knee deep in debt trying climb out of the poverty barriers

Eric A.

It's the right thing to do. An educated population has an increased potential for greatness and stability. We shouldn't be burdened by ruining our financial freedom or discouraging the population from attempting to better themselves. We are doing ourselves a disservice.

LaKysha S.

As a single mother, I desire to finish my education to obtain my degree. I want to be an example to my daughters that as a single mother of two daughters that also survived domestic violence I can still accomplish my dreams.

Fatime N.

It gives more people the opportunity to pursue their dreams without financial burden and issues.