The path to a healthy financial future is a marathon, not a sprint. Welcome to the starting line.
If you're just getting started building your credit, have a goal that has financial implications, or simply want to strengthen your finances as we enter this time of inflation, understanding credit is a foundation of your financial education.
Decades of systemic racism and oppression by governments and political systems have put Black people at a disadvantage when participating in the economy. But prioritizing your financial education and health will benefit you, your family, and your community. Be patient with yourself in this journey. There may be setbacks along the way, but if you stick with your plan and prioritize good habits, you can reach your financial goals.
To begin seeking stability on your credit journey, we'll explore:
- Understanding financial principles and practices
- Building credit health
Building healthy financial habits is key to building the generational wealth systemic issues have kept from us. Ensuring our parents, children, and grandchildren are able to succeed now and in the future starts with us.- Keisha Deonarine, Director, Race, Opportunity, and Justice
GOING FURTHER: WE WANT YOUR FEEDBACK!
Our goal is to keep you equipped with information vital to your financial health. Submit any credit questions you'd like to see answered in future updates to this toolkit.
Disclaimer: Please do not submit any sensitive, personal identifying information (i.e. SSN, driver's license, financial records, etc.)